Commercial Lending Officer, VP

Job Title: Commercial Lending Officer, Vice President

Department: Commercial Lending

Working at Workers Credit Union

At Workers Credit Union, everything starts with a simple but powerful purpose: We enable financial prosperity through values-driven solutions because everyone deserves a future they can believe in.

For more than a century, we've been a trusted partner in helping people make confident financial decisions and build stronger futures. Today, as a $2.5B organization serving over 120,000 members, we continue to evolve, thoughtfully blending personal connection with modern capabilities to better support our members in the moments that matter most.

We call this the Workers Way. It shapes how we show up every day, with personalized guidance, practical solutions, and a deep commitment to doing what's right. Just as importantly, it defines how we work together. We choose purpose over ego. We communicate directly with respect. We dare to grow. We do the right thing, always. And we win together, because meaningful results are built through shared success.

As we look ahead, we're building on a strong foundation and continuing to evolve how we operate and deliver impact, simplifying experiences and strengthening capabilities. We have big plans for the future, and we hope you'll be part of what comes next.

Why this Role Matters

Drives the success of the Commercial Lending Department through strategic business development, sales, and relationship management.

What You'll Contribute

Business Development & Member Engagement

• Proactively engage local businesses to promote commercial lending solutions, and deposit services.
• Build and maintain strong relationships with business members to support growth and retention.
• Refer clients to internal partners for cross-selling opportunities.
• Identify and pursue new lending opportunities to expand the commercial portfolio.
• Originate, process, and prepare loan applications for underwriting, approval, and closing.
• Represent the credit union at public events, and industry gatherings.
• Establish strategic partnerships to enhance community visibility and engagement.
• Participate in member-focused seminars and educational events.
• Educate members on the full suite of credit union products and services to deepen engagement.
• Collaborate across departments to increase revenue.

Sales Performance & Goal Achievement

• Develop and execute outreach strategies to meet or exceed sales targets.
• Conduct regular business reviews to assess member satisfaction and identify growth opportunities.
• Track and report progress toward loan and deposit growth goals.
• Ensure business lending activities generate loan volume, fee income, and deposit growth in alignment with established targets.
• Maintain accurate records of contacts, sales activity, and outcomes.

Compliance & Operational Excellence

• Participate in ongoing professional development
• Stay current on commercial products, regulatory requirements, and compliance standards.
• Ensure adherence to application, underwriting, and disclosure procedures.
• Adhere to all Workers Credit Union policies, procedures, and operational standards.
• Maintain confidentiality of member and credit union information.
• Participate in departmental and organizational projects as needed.
• Perform additional duties as assigned.

What You'll Bring

• High school diploma or equivalent required. Bachelor's degree in business administration or related field preferred.
• Commercial credit training or business banking credit analysis experience preferred.
• Minimum 10 years of experience in commercial lending or relatable experience.
• Business Acumen: Deep understanding of financial products, lending practices, and market dynamics.
• Relationship Management: Proven ability to build trust with members, prospects, and community stakeholders.
• Sales & Negotiation: Skilled in presenting solutions, handling objections, and closing deals.
• Strategic Thinking: Ability to anticipate market trends and develop proactive outreach strategies.
• Compliance Awareness: Strong knowledge of lending regulations and commitment to regulatory compliance.
• Solution Delivery: Proficient in tailoring financial solutions to meet complex member needs.
• Performance Orientation: Demonstrated success in achieving sales targets and expanding market reach.

How You'll Work

Remote Work Environment: This role allows for remote work, with occasional on-site meetings at the Littleton Headquarters as required. This work environment is subject to change based on business needs.

Compensation

Pay Grade: 15

FLSA Status: Exempt

Pay Grade Range: $125,298 - $156,622

Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Total Rewards

• Comprehensive medical, dental and vision plans
• Basic life and AD&D insurance, short-term disability and long-term disability
• 15+ days of paid time off (PTO) per year
• Up to 16 hours of volunteer time off (VTO) per year
• 11+ paid holidays
• 401(k) that includes a Safe Harbor Match of up to 4%.
• Tuition Reimbursement Program
• Mental health resources including an Employee Assistance Program (EAP)
• Individualized learning and development programs

Our Commitment to Inclusion

Workers Credit Union is an equal opportunity employer committed to creating an inclusive environment where all individuals feel respected, valued, and supported. We believe that diverse perspectives strengthen our organization and enhance our ability to serve our members and communities.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other protected characteristic under applicable law.