VP National Retail Support Risk Manager

Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations.

We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for:

We are looking for a senior-level candidate to support all retail production and operations staff. The ideal candidate will have 5+ years of frontline Underwriting experience.

What you'll do:

• Evaluate loan level challenges and provide solutions to production staff and management.
• Identify risks and assess loans for marketability and performance.
• Assist with process, procedures, guideline changes, etc.
• Work with all departments, both regionally and corporately, to support retail production.
• Forecast future frequency and severity of losses while monitoring reports to mitigate risk.
• Find risk mitigation solutions and identify and implement programs/processes needed for loss mitigation.
• Identify areas where training is needed and provide training to staff.
• Identify inefficiencies in processes and find solutions.
• Actively assist senior staff in determining capacity, needs, risk decisions, etc.
• Collaborate between regional and corporate departments.
• Participate in trainings, meetings, and calls.
• Perform other job-related duties as assigned.
• Support senior management as needed.

What you'll need to be successful:

* Minimum 10 years of mortgage experience- 5+ years of frontline underwriting is required

* Bachelor's degree or equivalent work experience

* Ability to research effectively and is solution-oriented

* The ability to work well with people is important

* Requires strong verbal and written communication skills.

* Ability to research effectively to make reasoned decisions quickly

* Must have a strong knowledge of industry standards, and government regulations

What we offer:

Because we recognize and reward hard work, we offer a competitive salary and a full benefits package.

What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.

Underwriter