Mortgage Construction Portfolio Manager

SUMMARY

This position is responsible for processing, system setup and servicing construction loans prior to and post-closing.

MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)

Performs initial setup of loan on servicing platform Ensures accuracy of system setup and performs any needed maintenance to the loan throughout the construction period. Ensures construction checking account is open prior to loan closing and closed at loan payoff. Reviews initial loan advance at closing Review and funds interim loan advance request. Order property inspection reports and down date endorsements. Coordinates with Construction Portfolio Manager and borrower to resolve any issues. Retains loan advance supporting documentation within the loan file. Process loan payoff request Monitors loan maturities and coordinates with the Construction Portfolio Manager any extension request. Follows up with Construction Portfolio Manager on loan maturities and outstanding receivables for interest and fees owed.

ADDITIONAL DUTIES AND RESONSIBILITIES

• Handles internal customer complaints and communicates issues to supervisor as needed.
• Completes all required compliance exams on a yearly basis.
• Adherence to all First United Policies and Procedures.
• Dresses professionally.
• Other duties as assigned by supervisor.

EMPLOYEE SPECIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions

Education and Work Experience

• High school diploma or GED required.
• Minimum one year working experience in the loan area of a banking institution.
• Minimum six months of hands-on experience with reviewing loan documentation.

Technical/Functional Competencies

• Good understanding of computer spreadsheet and word processing programs.
• Strong understanding of loans and loan products preferred.
• Ability to initiate tasks and projects with little or no supervision.
• Exceptional customer service skills.
• Good problem-solving and decision making skills.
• Demonstrates good judgment.
• Strong organizational skills.
• Strong interpersonal skills and ability to work well with a wide range of people.
• Ability to communicate well with internal customers by all means of communication including written, verbal, and non-verbal communication.
• Willingness to accept additional responsibilities.
• Dependable and adheres to time lines and schedules.
• Takes initiative in development and completion of projects.

NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.

If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.