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Sr. Counsel - Digital Wallet and Payments

Early Warning Services LLC
parental leave, paid time off, 401(k), retirement plan
United States, New York, New York
Jun 24, 2025

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This role advises and provides legal support to the company's digital wallet and payments businesses, advising business teams on a broad range of legal matters, including regulatory compliance, product development, and commercial transactions.

Essential Functions

  • Provides day-to-day creative counseling and advice on complex legal issues to the wallet and payments business teams throughout the product development lifecycle.

  • Advises on, drafts, reviews and negotiates a variety of complex commercial agreements and strategic technology transactions with financial institutions, merchant acquirers, payment gateways, payment processors, and service providers.

  • Proactively manages large-scale initiatives and collaborates with cross-functional teams and external stakeholders to enable business objectives.

  • Stays abreast of and advises on legislative, regulatory, and industry developments that apply to the business.

  • Partners with Risk teams and other members of the Legal Department (e.g., IP, Marketing, Regulatory) to provide solution-oriented support to business teams while balancing potential legal, regulatory, and other risks.

  • Supports the company's commitment to protect the integrity and confidentiality of systems and data.

Minimum Qualifications

  • Juris Doctorate from accredited law school, admission to one or more State bars.

  • 8+ years' relevant legal experience.

  • Experience advising on digital wallets and payment systems as well as advising and negotiating complex commercial agreements in the payments industry.

  • Knowledge of laws, regulations and industry standards applicable to payments industry.

  • Experience working in or proven ability to learn quickly and support new areas of regulation and technology.

  • Ability to work independently but collaboratively in fast-paced and collegial team environment.

  • Ability to think practically and be solution oriented.

  • Highly effective verbal and written communication and presentation skills with all levels of the organization.

  • Strong business acumen,

  • Proactive self-starter.

  • Unyielding commitment to highest professional ethics.

  • Background and drug screen.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers. Requires the ability to communicate with internal and/or external customers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

The base pay scale for this position in:

Phoenix, AZ/ Chicago, IL in USD per year is: $200,000 - $230,000.

New York, NY/ San Francisco, CA in USD per year is: $230,000 - $260,000.

Additionally, candidates are eligible for a discretionary incentive plan and benefits.

This pay scale is subject to change and is not necessarily reflective of actual compensation that may be earned, nor a promise of any specific pay for any specific candidate, which is always dependent on legitimate factors considered at the time of job offer. Early Warning Services takes into consideration a variety of factors when determining a competitive salary offer, including, but not limited to, the job scope, market rates and geographic location of a position, candidate's education, experience, training, and specialized skills or certification(s) in relation to the job requirements and compared with internal equity (peers). The business actively supports and reviews wage equity to ensure that pay decisions are not based on gender, race, national origin, or any other protected classes.

Some of the Ways We Prioritize Your Health and Happiness

  • Healthcare Coverage-Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.
  • 401(k) Retirement Plan-Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.
  • Paid Time Off -Unlimited Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.
  • 12 weeks of Paid Parental Leave
  • Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

AndSOmuch more! We continue to enhance our program, so be sure tocheck our Benefits page here for the latest. Ourteamcan share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.

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