New

HELOC Closer/Funder II or III (DOE)

OneAZ Credit Union
paid time off, paid holidays, sick time, tuition reimbursement, 401(k)
United States, Arizona, Phoenix
May 16, 2025
Join Us in Making an Impact At OneAZ Credit Union, our success is measured only by yours. We're here to create lasting change in the lives of our members, our communities, and our team. If you're looking for a career with purpose, where your work truly matters-you've found it! Who You Are You're impactful, compassionate, and fearless, ready to embrace new challenges and shape the future of financial well-being. You take accountability for our success and thrive in an environment where curiosity is celebrated. If this sounds like you, let's build something great together. What You'll Do This position will be located at our Corporate Office: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027 Supports a fast-paced Funding department responsible for processing HELOC and Fixed Equity applications received. Ensures duties are carried out in an efficient manner, while making sure compliance and Credit Union policies/guidelines are being followed. All while utilizing problem solving skills and making decisions to ultimately coordinate scheduling of members for loan execution which fund in the Loan Funding Department. Reviews loan applications received from Virtual Team, validates stipulations, including but not limited to income, mortgage statements, final settlement statements, Divorce decree, Homeowners Insurance Declaration page, property tax statement, HOA statement, Solar Lease/ Finance Agreement, Payoff letters/Statements and Trust documents. Establishes a line of communication with members, third party vendors and associates throughout the loan process. Works with third party vendors to complete title requests. Review Title and handle title issues with third party title company to clear liens, judgements, UCC filings and other items that may prevent a lien in favor of OneAZ Credit Union. Supports internal email queue for all associates with questions regarding loan processing. Clarifies procedures and guidelines. Provide guidance with any loan inquiries to support a long-standing partnership. Provide support to review loan documents after signature at branches, to ensure complete accuracy and eliminate the need for a member to return for missed signatures or initials. Stay informed about processing standards, compliance and regulatory requirements to ensure you follow appropriate and up to date guidelines. This includes analyzing income, debt, credit history and other factors; working with underwriters as required. Assists Virtual Team and Underwriting team with Verification of Income for Consumer Applications (Auto, Visa, LOC's, Indirect loans and Personal loans). Works with third party vendors to complete Insurance request; making sure OneAZ Credit Union is listed properly under Mortgagee clause Verify loan input information for accuracy and completeness in LOS and Core system. Responsible to monitor and follow up according to established SLA's of your Personal Loan Queue; to obtain documentation to meet pre-closing conditions in a timely and efficient manner. Maintain and conduct yourself in a professional manner. Assists with other projects that may occur in the Loan Fulfillment department, including system upgrade testing, new lending products, promotions or procedures. Develops an understanding of Credit Union philosophy, organization, bylaws, and operational procedures and comply with the requirements of the Bank Secrecy Act, AML, OFAC and all other applicable State and Federal Financial Institution Regulations What You Bring High School Diploma Required Associate's degree Two-year college degree Preferred or comparable experience in Mortgage processing and/or Closing 3 to 5 years of similar or related experience. Three to Five years related experience in Mortgage processing and/or Closing OR Home Equity Loans processing/closing Required Thorough knowledge of Mortgage processing and/or Closing process and procedures. (High proficiency) NMLS within 30 Days Required A passion for people, innovation, and growth. Not sure if you meet every requirement? That's okay. We believe great talent comes from all backgrounds and experiences. At OneAZ, we value potential, passion, and purpose. If you're excited about this opportunity and believe in our mission, we encourage you to join our Talent Community Compensation & Benefits Generous paid time off: paid holidays, floating holidays, personal days, vacation days, plus sick time Low-cost Medical, Dental & Vision plans Paid childcare assistance Award-winning 401K Gym fee reimbursement Tuition Reimbursement Student loan repayment ...and much more. Explore all the details in our comprehensive Benefits Booklet Target hiring range $29-$35/hr (Depending on experience and prior to any incentives this position is eligible for) Why Join OneAZ? At OneAZ, we're not just a credit union; we're a financial trailblazer that passionately cares about inspiring dreams and driving prosperity in the communities we serve. We exist to clear the way for dreamers and doers, aspiring to be the bank for new pioneers. We are driving change in our communities, constantly improving our products and services so our members and their families can relentlessly pursue their dreams. By embodying our values and living our promise, you'll be part of a team committed to exceeding expectations and redefining what's possible. Additional Notes: Candidates for this position will be required to sign an authorization for OneAZ to conduct a credit and criminal background check, pursuant to procedures in the Fair Credit Reporting Act and any other applicable laws. All candidates will be considered for this position on an individualized basis, in compliance with all applicable equal employment opportunity laws. Ensures compliance with applicable policies, laws, and regulations, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) compliance, USA Patriot Act, and Office of Foreign Assets Control (OFAC). This job description should not be considered all-inclusive. It is merely a guide of expected duties. The associate understands that the job description is neither complete, nor permanent and may be modified at any time. At the request of their supervisor, an associate may be asked to perform additional duties or take on additional responsibilities without notice. Complies with all policies and standards. Position grades could fluctuate based on market value.