New

Credit Analyst II

CF Industries
paid time off, 401(k)
United States, Illinois, Northbrook
Apr 23, 2025
At CF Industries, our mission is to provide clean energy to feed and fuel the world sustainably. Our employees are focused on safe and reliable operations, environmental stewardship, and disciplined capital and corporate management. By joining CF, you will be part of a team that brings their varied experiences, wide-ranging knowledge and diverse talents together to deliver important work and you'll be able to pursue complex, exciting opportunities that help you continue to grow and achieve your potential in different areas. You'll take pride in working for a company that lives its values and where you can be yourself at work, as part of an authentic team that encourages you to share your views and opinions. Our eight manufacturing complexes in the United States, Canada, and the United Kingdom, an unparalleled storage, transportation and distribution network in North America, and logistics capabilities enabling a global reach underpin our strategy to leverage our unique capabilities to accelerate the world's transition to clean energy. Function: Finance & Accounting Job Summary:The Credit Analyst II is responsible for performing CF Industries' credit function, performs complex analysis on accounts to review credit worthiness. You will assist in development, maintenance and implementation of credit policies and procedures intended to minimize the company's credit risks from counter parties. In addition, you will support cross-functional initiatives, with a focus on customer satisfaction and continuous improvement. Job Description: Job Responsibilities: Actively manage and control delinquent accounts to limit risk and reduce bad debt losses. Analyzes and reports on credit worthiness of customers and financial counterparties through credit applications, credit reports, and financial statements. Monitors customer activity and recommends revisions to credit levels and limits as needed. Responsible for requesting credit documentation from customers, parental guarantees and when appropriate, investigates order holds due to credit issues and recommends resolutions in a timely manner. Oversees and maintains processes and procedures to meet departmental internal control requirements to ensure that established processes/procedures are followed as designed. Incumbent will need to work within deadlines and outside regularly scheduled hours, including rotating weekends on-call. Qualifications: High School diploma or general education degree (GED) required; bachelor's degree is a plus. Prefer 5+ years as a financial analyst and/or credit experience required. Strong analytical and problem-solving skills. Excellent communication and collaboration abilities. Proficient in MS Office Suite, Excel, and PowerPoint. SAP/S4, Salesforce, & Oracle preferred. This position is responsible for maintaining the credit risk associated with CF's sales revenue of approximately $5.94 billion. The Company has hundreds of agricultural and industrial customers that range in size from very large national companies to small private companies. The Credit Analyst is responsible for annual, sometimes quarterly reviews of accounts to identify & mitigate risks with a subset of customers. In addition, this role requires: Someone who will take lead with Sales & Customer calls and/or meetings as it comes to risk analysis. Being able to adapt your day-to-day schedule with high priority requests that may across your desk. Have a process improvement mindset. Be able to work in a fast-paced environment in our busy Spring & Fall seasons. The estimated base pay for the position is typically between $60,300 - $79,515 The actual base pay for the position may be influenced by factors such as education, training, skills, qualifications, competencies, years of experience, job-related knowledge, and scope of the role, and could be outside of the posted pay range. In addition to base pay, an incentive program is available to all full-time employees, and a comprehensive benefits package including two medical plan options, a health savings plan with a company contribution and a match, dental and vision benefits, a well-being incentive program, 401(k) Plan which provides a protentional of receiving between 10% and 13% of employer's contribution, life and disability insurance, paid time off programs and much more! Additionally, we offer several Flexible Work Arrangements to support a healthy work-life balance. For more detailed information on the CF programs, please visit our Total Rewards website at: https://cftotalrewards.com/ FMLA: https://www.dol.gov/whd/regs/compliance/posters/fmlaen.pdf Employee Polygraph Protection Act https://www.dol.gov/whd/regs/compliance/posters/eppac.pdf Employees in Canada can learn more about their rights by viewing the "Canadian Human Rights Act". If you need any assistance seeking a job opportunity at CF Industries, or if you need reasonable accommodation with the application process, please call 847-405-2400 or contact us attalentacquisition@cfindustries.com. JOIN OUR TALENT NETWORK