Enterprise Risk Manager

Mechanics Bank is currently searching for an Enterprise Risk Manager to join our team onsite in Roseville, California. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person.

The Enterprise Risk Manager will assist the Director of Enterprise and Operational Risk with the overall management of the Enterprise Risk Management (ERM) Framework and Program by identifying, assessing, monitoring and reporting on enterprise-wide and operational risks along with providing oversight and execution of Risk and Control Self-Assessments (RCSA), Issue Management, reporting and applicable policies and procedures. This role will also assist the Bank in Risk Assessments in the first (1LOD) line of defense. This position requires recurring interactions with Lines of Business personnel, internal audit, compliance, risk management and other partners. Will direct and lead other team members when applicable.

What you will do:

• Supports the Director in management of the team and direct reports. Helps the ERM team achieve goals aligned to the annual ERM plan and various initiatives within Enterprise Risk. The Enterprise Risk Manager will effectively collaborate with internal stakeholders and maintain strong partnerships with Bank management. Will be integral in maturing the program from point in time, to continuous event driven assessments.
• Provides critical review and assessment of the Bank's control environment while considering operational efficiency and/or compliance with laws and government regulations of retail bank branches, loan centers and administrative/compliance departments by review of records of branches/departments subject to audit for purposes of recognizing inefficiencies and making recommendations for improvements.
• Supports the Director in promoting consistent Enterprise and Operational risk management policy and standards throughout Mechanics Bank. Serves as a primary point of contact with business and support units to facilitate risk and control assessments, process flow mapping, and identify control environment gaps.
• Collaborates with business lines and support units to: * Ensure key business processes are supported by workflow analysis/process mapping and thorough risk assessment. * Gather and analyze operational loss data and near-miss events.
• Analyze the root cause of process breakdowns; identify trends recommending appropriate control improvements.
• Monitor overall risk level within the line of business and the quality of the control environment to ensure alignment with risk appetite.
• Analyze trends in audit, regulatory and risk issues to identify patterns or emerging trends.
• Develop and maintain appropriate risk management training throughout the Division.
• Provide training and make presentations to various bank personnel and departments on internal controls, findings and recommendations and provide support in administrative related duties as requested to do so.
• Tracks remediation efforts put in place by business lines in response to risk and control issues or recommendations.
• Assists the Director with implementation and maintenance of operational risk tools; supports project activities for key department initiatives.
• Prepares periodic risk reporting for Executives and the Board, as appropriate.
• Additional Essential Duties and Responsibilities for Consideration:Risk Appetite; Emerging risks; Root cause analysis; Risk aggregation and reporting; Risk and Control Self-Assessments (RCSA); Key Risk Indicators (KRIs), Risk Indicators (RIs), and Key Performance Indicators (KPIs); Issue tracking, remediation, and reporting; Policy Library; and Executive management and Board reporting. Guide business partners in creating and/or reviewing RCSA plans that use consistent risk taxonomy and methodology to identify, assess, monitor and report on risk issues; enhance maturity and methodologies where necessary. Assess, monitor, and perform check and effective challenge of activities performed by the First and Second Lines of Defense to ensure that assigned Business Line and Support Functions have implemented the ERM Framework and Operational Risk Programs effectively in accordance with the Bank's policies and procedures. Helps with administrating the Bank's GRC platform, risk module and use case development, and reporting processes. Informs employees on risk policies and guidelines to build a risk aware culture and practice across the enterprise. Assess risk exposure for all the Bank's risk categories in relation to the Board's Risk Appetite Statement, including developing and tracking action plans for all risk exposures that exceed the Board's approved risk appetite levels.

Who you are:

• Bachelor's degree in Business, Finance or Accounting required.
• Minimum of 3 years of leadership experience required.
• Minimum of 7 years of technical experience required.
• Certification in Risk Management Assurance (CRMA), Certified Risk Manager (CRM), Certified Internal Auditor (CIA) or Compliance related certifications (i.e. CRCM, CAMS) are strongly preferred.
• 7 years previous banking, risk management and/or internal audit experience preferred; or equivalent combination of banking and knowledge of risks and controls.
• Understanding of bank operating controls and risk management standards, procedures and regulatory requirements preferred.
• Risk assessment experience including evaluating and designing controls, conducting impact assessments, identifying control gaps, and remediating risk.
• Proficient in computer usage with ability to prepare spreadsheets and management reports utilizing bank software system.
• Good working knowledge of ERM and Operational Risk frameworks and controls of a large or mid-sized banking organization and the ability to assess and analyze complex risk issues (current, emerging and thematic) that have impacts across the enterprise.
• Ability to assess enterprise-wide risks by "connecting the risk dots" through thematic and systemic analysis.
• Knowledge of fundamental concepts, practices and procedures of risk management and risk assessment processes.
• Working knowledge of applicable federal and state regulations, Bank policies, and industry best practices.
• Maintains good working relationship with all Mechanics Bank personnel to foster an open dialogue between Enterprise Risk Management and other bank personnel.
• Ability to work independently, organize tasks efficiently, and perform the risk function accurately.
• Possess strong leadership and management skills in leading teams.
• Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
• Able to cope with pressure resulting from meeting required deadlines and reporting requirements.
• Possess excellent human relations, communications and business writing skills.
• Strong analytical and problem solving skills.
• Strong relationship building and collaboration skills with proven experience working with all levels of bank management.
• Consistently demonstrate tact, discretion and good judgment.
• Able to cope with and manage complex tasks involving multiple stakeholders effectively, independently and timely.

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Pay Range: $125,000 - $190,000 annually

Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data.

• Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law.

• Please view Equal Employment Opportunity Posters provided by OFCCPhere.

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