Mortgage Underwriter - Temp Position (Remote - US)

Who is Quorum

At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you.

1. 
   Assures that all mortgage loan files are underwritten (within level of authority) in compliance with: secondary market guidelines, specific program guidelines, credit union policies, and regulatory requirements.
   
2. 
   Reviews and evaluates loans to ensure data integrity of the loan files.
   
3. 
   Monitors daily mortgage pipeline to identify areas that require intervention in order to expedite the mortgage process and takes action accordingly.
   
4. 
   Works with outside vendors and service providers to facilitate the loan process.
   
5. 
   Supports and fulfills Management requests related to audit preparation, sale preparation, HMDA reporting and more.
   
6. 
   Functions as a business lead on departmental or organization wide projects. Contributes expertise in his/her assigned area and executes certain deliverables on the project.
   
7. 
   Actively works with management and staff seeking process improvements to automate and/or streamline operations and maintain adequate controls.
   
8. 
   Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors.
   
9. 
   Keeps abreast of industry developments including, but not limited to changes in regulations and technology.
   
10. 
    Ensures adherence to company policies and procedures and Banking/Credit Union Regulations.
    
11. 
    Performs additional duties as required.
    

1. 
   Bachelor's degree in finance, business administration or other related degree preferred.
   
2. 
   Minimum of four years of related experience at a credit union, bank or other financial institution.
   
3. 
   Excellent problem-solving, organizational, analytical, verbal and written communication skills.
   
4. 
   Strong decision making and time management skills with the ability to manage multiple projects/duties.
   
5. 
   Results driven, service oriented, self-motivated and able to work independently.
   
6. 
   Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues.
   
7. 
   Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS.
   
8. 
   Trustworthy with the ability to maintain highest level of integrity and trust.
   
9. 
   Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with loan origination systems.
   
10. Experience with Encompass highly preferred.