Underwriter (100946)

Honda North America
$44,000.00 - $65,900.00
paid time off, tuition assistance, tuition reimbursement, 401(k), relocation assistance
United States, California, Torrance
1919 Torrance Boulevard (Show on map)
Mar 21, 2025
What Makes a Honda, is Who makes a Honda Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of "power" that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize "the joy and freedom of mobility" by developing new technologies and an innovative approach to achieve a "zero environmental footprint." We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future! Location Marysville, OH or Torrance CA Job Purpose Within authorized authority, HFCU policy, state and federal law, this position provides expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans. Key Accountabilities Underwrite loan applications by reviewing member information, analyzing credit bureaus, verifying collateral value, and determining the overall ability for the member to repay. Review and decision indirect loan applications with professional and corteous dealer interaction. Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team. Ongoing education and training. Qualifications, Experience, and Skills High school diploma or general education degree. Two Years related experience and/or relevant training. Working knowledge of state and federal Lending regulations. Computer skills: knowledge of microsoft office suite. Reasoning ability to structure loan offers, understand regulations, policies and procedures. Member service and communication skills. Negotiation skills. Analytics and creative reasoning. WorkStyle Hybrid work environment 2 days remote, 3 days in office Regular overtime Ability to travel domestically and internationally What differentiates Honda and make us an employer of choice? Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.) Paid Overtime Regional Bonus (when applicable) Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) Paid time off, including vacation, holidays, shutdown Company Paid Short-Term and Long-Term Disability 401K Plan with company match + additional contribution Relocation assistance (if eligible) Career Growth: Advancement Opportunities Career Mobility Education Reimbursement for Continued Learning Training and Development Programs Additional Offerings: Tuition Assistance & Student Loan Repayment Lifestyle Account Childcare Reimbursement Account Elder Care Support Wellbeing Program Community Service and Engagement Programs Product Programs Free Drinks Onsite Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.