Consumer Loan Processor

Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day. We strive to succeed in business while also being valuable and compassionate neighbors. Mountain West Bank. Today. Tomorrow. Together.

Come find your passion with us!

Looking to continue, or advance, your professional career with with a company that cares about it's employees and provides growoth opportunities? Look no further!! Mountain West Bank has been on The FORBES TOP 20 List for the past 9 years and we believe in investing in our communities. Mountain West Bank is looking for an Consumer Loan Processor for our Meridian Fiancial Center location. This position is responsible for gathering, analyzing, and interpreting supporting information for consumer loan applications. Consistant and reliable attendance is required for this position. This position will be 40 hours a week, Monday - Friday from 8am to 5pm. We offer Medical, Vision and Dental benefits as well as supplemental Medical Insurance, in addition, we offer an amazing PTO package as well as generous 401-K and Profit Sharing benefits! DOE $18.25 + *Pay based on experience*

Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Responsible for processing all new applications in a timely manner, including ordering and reviewing flood insurance, title insurance, hazard insurance, and preparing application for document preparation.
2. Gather, analyze and interpret consumer loan applications and/or credit information for existing and prospective banking customers in order to process necessary file documentation.
3. Create monthly reports from automated consumer loan system and Excel.
4. Order and review flood certifications, title policies and appraisal requests.
5. Provide assistance in the training of bank personnel on Consumer Lending related issues.
6. Preparation and tracking of Adverse Action letters
7. Quality Control review of Adverse Action packages
8. Prepare and track decisioned loan follow up letters
9. Answer questions from branch personnel regarding all Consumer Loan products, features, benefits, rates, application status, appraisals, flood certifications and title policies.
10. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
11. Must remain up to date on all governing Federal and State consumer regulations as they relate to Retail Lending.

Other Accountabilities and Responsibilities:

• Adheres to MWB's legendary service guidelines
• Regular and predictable attendance is an essential function of this job.

The above is a description of the ordinary duties of the position. It should be expected that from time to time, other duties both related and unrelated to the above may be assigned, and therefore, required.

Position Requirements:

• High school diploma or equivalent.
• Requires a thorough understanding of all Consumer Loan Products including credit cards and knowledge of the regulations pertaining to interviewing an applicant and taking a credit application in person and/or over the telephone.
• Good math and organizational skills to ensure the maintenance of complete, accurate loan documentation and follow-up.
• Excellent communication skills both verbal and written to maintain a heavy volume of correspondence, personal contact, and telephone communication.
• Ability to maintain strict confidentiality
• Ability to multi-task and handle complex tasks efficiently.
• Strong analytical skills
• Strong attention to detail.
• Excellent customer service skills

Preferred Knowledge, Skills, and Abilities:

• Knowledge of Laser and Cypress
• Knowledge of Mountain West Bank's products and services
• 2 years of experience in consumer lending focusing on policy and procedures recommended but not required

WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with moderate noise level.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific lifting abilities required by this job include: Sedentary work. Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.

COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.

Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $12 billion, operating in numerous community bank divisions across 8 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona and Nevada). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.