Senior Credit Risk Analyst (Reporting)

Overview

Provide independent monitoring and analysis to support the Credit Risk Strategy and Analytics function within Navy Federal's Credit Risk Management division (second line of defense). Leverage member, financial, and organizational data to provide oversight of NFCU's lending activities and other areas of credit exposure to ensure effective identification, measurement, and monitoring of enterprise-wide credit risk. Assist in the identification of actionable risk mitigation and business intelligence to support sustainable growth of NFCU's lending products. Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Advanced professional within field; requires high skill set and proficiency in discipline.

Responsibilities

• Assist with the development of an enterprise framework for management of credit risk including identification, analysis, measurement, control, and monitoring of risk
• Provide thought leadership and contribute to the development of dashboards, scorecards, and reports to support management and the executive team in its evaluation of enterprise credit risk
• Develop and code moderately complex software programs, algorithms, and automated processes
• Develop necessary monitoring and analytical reports to track credit risk KRIs,
• Design and deploy monitoring frameworks to assess actual vs. expected performance of existing or new products and strategies
• Transform data into charts, tables, or format that aids effective decision making
• Analyze portfolio performance at a granular segment level on an ongoing basis.
• Conduct root-cause analysis to isolate key performance drivers including insights into internal and external leading indicators
• Support the Enterprise Risk executive team by providing information for internal working groups, committees and other forums as needed
• Build working relationships with team members and subject matter experts
• Utilize effective written and verbal communication to document and present findings of analyses to senior management and diverse audience of stakeholders
  

Qualifications

• Minimum of 5-7 years of hands-on experience with credit risk assessments at a large financial institution.
• 3-5 years of experience in exploratory data analysis
• Experience in the automation of building flexible reporting packages
• Experience in problem resolution including determining root cause, scope and scale of issues
• Advanced understanding of consumer lending businesses and operating environment
• Experience in managing multiple priorities independently and/or in a team environment to achieve goals
• Experience in demonstrating thought-leadership, initiative-taking, decision-making and creativity solving business problems
• Advanced skill in programming languages (SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS)
• Advanced skill presenting findings, conclusions, alternatives and information clearly and concisely
• Bachelor's Degree in a quantitative discipline such as Finance, Economics, Mathematics, or related field or equivalent combination of training, education and experience, (Master's preferred)

Hours: Monday - Friday, 8:00AM - 4:30PM

Locations: 820 Follin Lane Vienna, Virginia 22180 | 5550 Heritage Oaks Dr. Pensacola, FL 32526 | 141 Security Drive Winchester, VA 22602

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